Business is all about transactions: buying, selling, paying the bills and turning a profit. You need money to make money. That’s why lending services are an important part of any commercial banking relationship. Whether you need funds for an existing business or to start a new business, Legacy Banks offers a full range of commercial lending services to help you achieve your goals. With our resources, experienced commercial loan officers and local decision-making, we're able to respond quickly to your request.
Revolving Lines of Credit
Borrow just what you need, whenever you need it
A Revolving Line of Credit from Legacy Banks can support your firm's working capital needs, whether you need to address seasonal business conditions or respond quickly to changing market conditions. You can borrow up to a pre-approved limit, with repayment terms that are tailored to your company's operating style.
Letters of Credit
Supporting your business transactions
Legacy Banks can issue domestic and international Letters of Credit to facilitate commercial transactions, giving you more flexibility when doing business with companies outside Berkshire County.
Term Loans
A practical medium- to long-term lending option
Term Loans can be arranged to finance machinery and equipment, act as long-term working capital or for startup businesses. At Legacy, we’ll tailor your repayment terms to your cash flow scenario. Payments can be automatically deducted from your business checking account.
Commercial Mortgages
Buy, build or refinance commercial properties
Commercial Mortgages from Legacy Banks provide you with the funds you need to buy or build properties. Our experienced commercial lending specialists can help you choose from a wide range of term and rate options to make your investment profitably.
SBA Loans
Legacy Banks offers the full range of SBA loan programs and have been granted SBAExpress lender status, significantly enhancing our ability to meet the needs of small business. We also participate in USDA, Capital Access and other local and state government-sponsored programs. Click here for more on Legacy Small Business Lending.
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Stop by any branch or call to talk with our commercial loan officers today.
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