Business is all about transactions: buying, selling, paying the
bills and turning a profit. You need money to make money. That’s why
lending services are an important part of any commercial banking
relationship. Whether you need funds for an existing business or to
start a new business, Legacy Banks offers a full range of commercial
lending services to help you achieve your goals. With our resources,
experienced commercial loan officers and local decision-making, we're
able to respond quickly to your request.
Revolving Lines of Credit
Borrow just what you need, whenever you need it
A Revolving Line of Credit from Legacy Banks can support your firm's
working capital needs, whether you need to address seasonal business
conditions or respond quickly to changing market conditions. You can
borrow up to a pre-approved limit, with repayment terms that are
tailored to your company's operating style.
Letters of Credit
Supporting your business transactions
Legacy Banks can issue domestic and international Letters of Credit to
facilitate commercial transactions, giving you more flexibility when
doing business with companies outside Berkshire County.
Term Loans
A practical medium- to long-term lending option
Term Loans can be arranged to finance machinery and equipment, act as
long-term working capital or for startup businesses. At Legacy, we’ll
tailor your repayment terms to your cash flow scenario. Payments can be
automatically deducted from your business checking account.
Commercial Mortgages
Buy, build or refinance commercial properties
Commercial Mortgages from Legacy Banks provide you with the funds you
need to buy or build properties. Our experienced commercial lending
specialists can help you choose from a wide range of term and rate
options to make your investment profitably.
SBA Loans
Financing the big dreams of small business
Legacy Banks offers the full range of SBA loan programs and have been
granted SBAExpress lender status, significantly enhancing our ability
to meet the needs of small business. We also participate in USDA,
Capital Access and other local and state government-sponsored programs.
Click here for more on Legacy Small Business Lending.
Stop by any branch or call to talk with our commercial loan officers today.
Member FDIC | Member DIF