Small Business Lending at Legacy Banks is a perfect financing solution for established companies whose commercial relationship with Legacy Banks is $150,000 or less (including this request).
Start-up businesses, businesses less than one-year old or those that have a commercial relationship with Legacy Banks exceeding $150,000 (including this request) should contact a Commercial Loan Officer to discuss financing options.
How to apply:
- Complete a small business loan application (PDF) if this request, in combination with all commercial debt owed to Legacy Banks, is $150,000 or less.
- For loans secured by Cash or Marketable Securities, include a list of account or securities and copies of statements or certificates.
- For loans secured by real estate, please include a Rent Roll, operating expenses, and a copy of the Purchase & Sale Agreement.
- Sign the Application on behalf of the business. (All owners of the business will be required to sign a personal guaranty.)
- Provide financial statements for your last two years. If you are submitting business tax returns, please provide a business balance sheet. If the only business information you have is included in your personal tax returns, please submit these along with all business-related schedules and a balance sheet.
For more information about Legacy's Small Business Lending solutions, contact John Masten.
Download required forms here:
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